You’ve spent 30 or 40 years mastering the art of saving; it’s now time to master the art of spending. You built the budget, made the trade-offs and watched your nest egg grow. But now that you’ve reached the finish line, turning off “saving mode” can feel surprisingly unnatural. If the thought of spending down your hard-earned portfolio causes a pang of anxiety, you aren’t alone — in fact, most retirees spend far less than they safely can, shortchanging the very lifestyle they sacrificed to build.This 10-question quiz is designed to help you identify the subtle psychological traps that keep retirees in perpetual saving mode. Take a few minutes to test your knowledge, unpack the financial mindset holding you back, and learn how to spend with confidence. You earned this life — it’s time to enjoy it.Follow the links below to learn more about safely spending in retirement without guilt. Get expert financial strategies and lifestyle insights delivered to your inbox every Tuesday, Thursday and Thursday. Subscribe to our free newsletter, Retirement Tips.More on overcoming the fear of spending:The Average Retirement Withdrawal Rate by AgeAre You a Retirement Millionaire Too Afraid to Spend?Master the Art of Spending in RetirementThe ‘Permission to Spend’ Rules of Retirement SpendingAverage IRA Balance by Age and GenerationThe ‘Die With Zero’ Rule of Retirement
